With 30 June 2026 approaching, now is the time to do a super stocktake to see if there's an opportunity to top up, catch up, or tidy up before the financial year closes. This guide covers the caps, eligibility rules, and cutoffs for concessional, non-concessional, spouse contributions, the co-contribution, and the Notice of Intent deadline.

If you’re self-employed or run your own business as a sole trader, it’s easy to dismiss the additional expense of paying yourself super. But that saving is quietly costing you hundreds of thousands of dollars by retirement. Here’s what the numbers actually look like.

There are four concession cards available to retirees in WA, each with different eligibility rules and benefits. Many self-funded retirees assume they won't qualify. This guide covers all four cards, who's eligible, what you get, and how the right financial structure can change what you're entitled to.

When markets wobble, your instincts scream "sell everything!" But that's usually the worst move you can make. The real risk isn't market volatility - it's how you react to it. We break down 30 years of data, explain why panic selling destroys wealth, and show you what "staying the course" actually means when your portfolio balance is giving you heart palpitations.

We break down the pros and cons of holding onto investment properties, explore alternatives like super, diversified portfolios, and account-based pensions, and share how one couple went from owning multiple properties they couldn't enjoy to unlocking equity that actually improved their lifestyle.

Giving while living - helping the next generation now. We look at creative ways clients are helping their kids and grandkids (beyond just handing over cash), what you need to consider first including Centrelink rules and relationship breakdowns, and how to gift in a way that actually helps without derailing your own financial security.