When markets wobble, your instincts scream "sell everything!" But that's usually the worst move you can make. The real risk isn't market volatility - it's how you react to it. We break down 30 years of data, explain why panic selling destroys wealth, and show you what "staying the course" actually means when your portfolio balance is giving you heart palpitations.

We break down the pros and cons of holding onto investment properties, explore alternatives like super, diversified portfolios, and account-based pensions, and share how one couple went from owning multiple properties they couldn't enjoy to unlocking equity that actually improved their lifestyle.

Giving while living - helping the next generation now. We look at creative ways clients are helping their kids and grandkids (beyond just handing over cash), what you need to consider first including Centrelink rules and relationship breakdowns, and how to gift in a way that actually helps without derailing your own financial security.